Tag Archive for Raise

How Long Will It Take To Raise My Credit Score 100 Points

How Long Will It Take To Raise My Credit Score 100 Points
News from Muppet Newsflash:

Fico Score Vs Credit Score Minimum Credit Cards – Compare Credit Card Offers at CreditCards.com – Find the best credit card deals by comparing a variety of offers for balance transfers, rewards, low interest, and more. Apply online at CreditCards.com. Overview of the Vantage Score Credit Score – When most people

How Long Does It Take For Three Point Shooting To Stabilize? – With the increase … calculate how long various baseball stats take to stabilize to see how long it takes for three-point shooting percentage to stabilize. If we were trying to get a sense for how stable three point percentage is after 100 attempts …

Hallelujah 5 Ways To Get Your Fico Score For Free How to Trick Yourself Into Paying Off Your Credit Card Debt – Plus paying off credit cards helps increase your credit sc…………… continues on Muppet Newsflash

… Read the full article
.


Related News:


10 ways to raise your credit score in 2015

10 ways to raise your credit score in 2015
News from San Antonio Express-News:

Business

Know what goes into the score and avoid credit pitfalls

January 31, 2015 Updated: February 1, 2015 9:58pm

Local Business

… Read the full article
.


Related News:


10 ways, both quickly and longer-term, to raise your credit score in 2015

10 ways, both quickly and longer-term, to raise your credit score in 2015
News from San Antonio Express-News:

News

Know what goes into the score and avoid credit pitfalls

January 31, 2015

Local

… Read the full article
.


Related News:


Repair Bad Credit signs raise BBB concerns

Repair Bad Credit signs raise BBB concerns
News from Daily Journal Online:

2014-11-25T04:00:00Z Repair Bad Credit signs raise BBB concerns Daily Journal Online

Capital Credit Protection, a Florida company that has posted numerous “Repair Bad Credit” advertising signs along St. Louis streets, is headed by a man who appears to have had ties to a similar credit-repair operation that was shut down two years ago by a federal judge.

Better Business Bureau (BBB) is advising St. Louis area consumers to exercise caution when dealing with Capital Credit Protection (also known as Capital Credit Solutions) of Jacksonville, Fla.

Willie J. McKenzie, president of Capital Credit Protection, appears to have had business ties to Kevin Hargrave through a firm called Lexington Credit Services. Hargrave, of Florida, was found guilty of civil contempt in Jacksonville in November 2012. The Federal Trade Commission accused Hargrave, his wife, Latrese, and several of their companies of violating a court order to stop selling bogus credit-repair services.

BBB of Northeast Florida and the Southeast Atlantic describes Capital Credit Protection as a credit-repair firm. It has an “F” rating with BBB, the lowest possible.

A woman from Orlando, Fla., told BBB she contacted Capital Credit…………… continues on Daily Journal Online

… Read the full article
.


Related News:

The monthly bill that could save — or destroy — your credit score
News from Washington Post:

December 9 at 7:07 AM
Rental payments are rarely tracked on credit reports, but some groups are trying to change that. (AP Photo/David Goldman, File)

One of the easiest ways to repair your credit history is to pay your bills on time.

… Read the full article


Capital Credit Protection Street Signs Raise BBB Concerns

Capital Credit Protection Street Signs Raise BBB Concerns
News from STLtoday.com:

St. Louis, Mo., Nov. 5, 2014Capital Credit Protection, a Florida company that has posted numerous “Repair Bad Credit” advertising signs along St. Louis streets, is headed by a man who appears to have had ties to a similar credit-repair operation that was shut down two years ago by a federal judge.

Better Business Bureau (BBB) is advising St. Louis area consumers to exercise caution when dealing with Capital Credit Protection(also known as Capital Credit Solutions)of Jacksonville, Fla.

 Willie J. McKenzie, president of Capital Credit Protection, appears to have had business ties to Kevin Hargrave through a firm called Lexington Credit Services.  Hargrave, of Florida, was found guilty of civil contempt in Jacksonville in November 2012. The Federal Trade Commission accused Hargrave, his wife, Latrese, and several of their companies of violating a court order to stop selling bo…………… continues on STLtoday.com

… Read the full article
.


Related News:


How to Raise Your Spouse’s Low Credit Score

How to Raise Your Spouse’s Low Credit Score
News from TIME:

How to Raise Your Spouse’s Low Credit Score

… Read the full article
.


Related News:

This Law Would Immediately Improve Your Credit Score
News from TIME:

This Law Would Immediately Improve Your Credit Score – TIME

… Read the full article


4 Ways Credit Unions Help Raise Credit Scores

4 Ways Credit Unions Help Raise Credit Scores
News from Fox Business:

CheckingCredit Union How Credit Unions Help Raise Credit Scores

In the aftermath of the Great Recession, many consumers are still regaining their financial footing.

To help, credit unions are offering more tools aimed at rebuilding tarnished credit scores. These tools include low-cost secured loans, free credit counseling and online debt management courses. And since credit unions are member-owned, they’re usually eager to help their members improve their scores or establish credit.

For the best credit union checking accounts, go to Bankrate.com.

To accomplish this, credit unions are taking a consultancy approach to debt rather than trying to generate high fees for these services, says Paul Gentile, an executive vice president of the Credit Union National Association.

This approach to rebuilding credit can be crucial, since a…………… continues on Fox Business

… Read the full article
.


Related News:


10 ways to raise your credit score fast

10 ways to raise your credit score fast
News from MSN Money:

This post comes from Marilyn Lewis at partner site Money Talks News.

When I was in my early 20s, I was not what you’d call an informed consumer. Not by a long shot. I remember thinking, when I felt far too busy to worry about paying a bill on time, “It won’t matter. It’s not like they’re not going to get their money.”

What I didn’t understand is that payment history, including late or skipped payments, makes up 35 percent of your FICO credit scores.

Why is this important? Your score determines the interest rates you pay on loans. A low score could easily cost you an extra $ 50,000 in mortgage payments. Credit scores also affect insurance premiums. Landlords look at them when deciding whether to rent you an apartment. Employers may check your FICO score when you apply for a job.

I’ve wised up since then to what a powerful role credit scores play as a gatekeepe…………… continues on MSN Money

… Read the full article
.


Related News:

What Helps Credit Score More: Pay Debt All at Once? Or in Bits?
News from Fox Business:

Dear Let’s Talk Credit,

If I have enough money to pay off a credit card with a $ 5,000 balance, is it still better to pay it off over time, say with large payments, than it is to just pay it down all at once? I would not be closing it, just paying it off. I have made all the payments on time. 

– Mary

Dear Mary,

If you are concerned about maintaining a strong credit score, in most cases, paying the entire balance off at once would likely help to improve your score. The reason is because your credit available to credit used ratio is a factor in your score. Paying off the balance would leave you with a 0-percent ratio on that one card. Your goal for the best credit score is to have ratios below 30 percent.

In addition to lowering your credit availability ratio, you also want to show that you can make on time credit payments. (That’s because payment history is 35 percent of your FICO credit score.) If you decide to pay off your credit card account, and you do not have very many accounts on your credit report and/or you don’t have any insta…………… continues on Fox Business

… Read the full article


How To Repair & Improve Your Credit Score In A Few Simple Steps Without Credit Repair Companies
How To Repair & Improve Your Credit Score In A Few Simple Steps Without Credit Repair Companies

Do you want to know how to establish credit, maintain, manage, and fix it when it’s broken? May be what you want is a better living that is free of harassing phone calls from creditors. Or do you want to know how to get out of bad credit debt, avoid overspending, clean up your credit report and establish good credit? If your answer is yes – then this will be the best message you ever read this year.If you are in need of rebuilding your credit history and equity, believe a creditor has wronged y

List Price: $ 16.99

Price:

How to Raise Your Credit Score 100 Points

How to Raise Your Credit Score 100 Points
News from Fox Business:

If you are preparing to apply for a new credit card or a loan, you’ll want to achieve the highest credit score possible. While FICO cannot provide an exact correlation between individual actions and specific points earned because there are so many variables in each credit score, there are steps you can take that will tend to raise your score. Some of these steps will have an almost immediate impact, while others may raise your credit score by as much as 100 points over time.

  1. Check your credit report. Get a free credit report from each of the three credit reporting agencies (Equifax, Experian and TransUnion) once a year at annualcreditreport.com. Start by looking for errors that lower your credit score and take action to correct them. Next, review the negative factors in the report and fo…………… continues on Fox Business

… Read the full article
.


Related News:

Why is My FICO Credit Score Falling?
News from Fox Business:

Dear Credit Card Adviser, For the past five years, my FICO credit score has been above 825. This month, I checked my credit score again, as I do annually, and it dropped to the 755 range. Nothing has changed, except that I applied for and received six new credit cards in less than three months. They all are cash-back rewards cards. What happened? — Pat

Dear Pat, Your FICO credit score fell because you opened those six credit cards in a short time. Every time you open an account, you’re allowing creditors to pull your credit report, and you’re lowering the average age of your credit accounts.

Both of those actions will sink your score.

Here’s how it works: When you apply for a new credit card, a lender will pull your credit report and score. This is called a “hard” credit inquiry, and it’ll hurt your score. (It doesn’t hurt your score, by the way, when you pull your own credit report. It also doesn’t hurt when an employer pulls your credit report or when a lender pulls your credit report for marketing purposes. Those are called “soft” inquiries.)

If you have several hard credit inquiries in a short amount of time, the damage to your credit score increases dramatically, says Anthony Sprauve, spokesman for myFICO.com, the consumer education division of FICO.

“Our data shows that someone opening multiple credit accounts in a sho…………… continues on Fox Business

… Read the full article


How To Raise Your Credit Score 100 Points

How To Raise Your Credit Score 100 Points
News from TheStreet.com:

If you are preparing to apply for a new credit card or a loan, you’ll want to achieve the highest credit score possible. While FICO cannot provide an exact correlation between individual actions and specific points earned because there are so many variables in each credit score, there are steps you can take that will tend to raise your score. Some of these steps will have an almost immediate impact, while others may raise your credit score by as much as 100 points over time.

  1. Check your credit report. Get a free credit report from each of the three credit reporting agencies (Equifax, Experian and TransUnion) once a year at annualcreditreport.com. Start by looking for errors that lower your credit score and take action to correct them. Next, review the negative factors in the report and fo…………… continues on TheStreet.com

… Read the full article
.


Related News: