Archive for February 28, 2015

Credit-repair client testifies at trial

Credit-repair client testifies at trial
News from Arkansas Online:

Several people from Arkansas and beyond testified Wednesday before a federal jury that they sent money between 2004 and 2011 to a woman in Southaven, Miss., to pay for credit-repair services or federal grant money that never materialized, and then found they couldn’t get their money back.

Prosecutors say that’s because the “opportunity” offered by Sherry LaJoyce Mance, who lives in a small town near Pine Bluff, and Tiffany Morris of Southaven, was a scam designed only to enrich the women themselves.

Mance and Morris were jointly indicted Jan. 8, 2014, on a charge of wire-fraud conspiracy and seven individual counts of wire fraud.

Mance, 50, was expected to be tried alongside Morris in the Little Rock courtroom of U.S. District Judge D. Price Marshall, but she pleaded guilty Feb. 19 to the conspiracy charge in exchange for the other charges being dropped. Mance’s plea agreement also required her to testify as a government witness at Morris’ trial, which she did Wednesday.

In opening statements Tuesday afternoon, Assistant U.S. Attorney Allison Bragg told jurors that Mance and Morris worked together to entice people into giving them cashier’s checks or wiring them money through Money Gram stations. In return, “clients” were promised that they would see their credit scores improve, enabling them to get lower financing on loans, or that they wou…………… continues on Arkansas Online

… Read the full article
.


Related News:


How to improve and maintain your credit score

How to improve and maintain your credit score
News from WTNH:

(WTNH)– Executive Communications Director Howard Schwartz from the Better Business Bureau Serving Connecticut talks about Credit Scores – How to improve and maintain a good one.

Every time there is a data breach we are reminded how important it is to check our credit reports on a regular basis. You can get your credit reports for free.

Your credit report will show if an identity thief has been opening lines of credit in your name – but it also contains important information that can affect your credit score.

For more information, go to http://www.bbb.org/connecticut and watch the video.

…………… continues on WTNH
… Read the full article
.


Related News:


Credit Repair Workshop Offered On Thursday

Credit Repair Workshop Offered On Thursday
News from The Chattanoogan:

A credit repair workshop will be offered on Thursday from 11:30 a.m.-1 p.m. at the Urban League of Greater Chattanooga, 730 East M. L. King Blvd., Chattanooga, TN 37402.

Officials said, “Let us help repair your credit. Learn how to improve your credit score fast and free, handle disputes and  challenge a creditor and learn things you can do to fix your credit.”

The guest speaker will be Heather Osteen, Education Outreach specialist with Consumer Credit Counseling Services-Partnership for Families, Children & Adults.

She specializes in financial counseling for individuals and business owners.

The workshop is free. Seating is limited and registration required. Call 423 756-1762, ext. 10 or
send an email to kmarshall@ulchatt.net to register.

…………… continues on The Chattanoogan
… Read the full article
.


Related News:


How to fix your credit FAST…learn how to repair your credit in as little as 60 days! – http://www.brokenhalomarketing.com/creditrepair Or…download our FR…

Business Bits: Wedding planning event, credit repair workshop and more

Business Bits: Wedding planning event, credit repair workshop and more
News from Nooga.com:

The Barn Nursery is presenting an upcoming “wedding extravaganza.” (Photo: Staff)

The Barn Nursery hosts “wedding extravaganza”
The Barn Nursery has a relatively new boutique and is hosting Sip ‘n See, a wedding event, in the boutique March 14 at 11 a.m.

There will be refreshments enhanced with florals for visitors to sip as they go through the event, where they can see all the latest wedding trends. 

Guests can get ideas on everything from centerpieces and guest chair embellishments to rehearsal dinners and bridal showers. 

Stylists and event planners will be there to show DIY ideas. Candace Hernandez, master makeup artist and owner of SpaGo Beauty Salon, will give bridal tips from 11 a.m. to 12:30 p.m.

A $ 10 preregistration fee secures a spot and includes refreshments, a bridal gift packet, handouts for DIY ideas, promotions, a coupon to use that day, complime…………… continues on Nooga.com

… Read the full article
.


Related News:


5 Ways To Improve Your Credit Score – WFMY News 2

5 Ways To Improve Your Credit Score – WFMY News 2
News from 5 Ways To Improve Your Credit Score – WFMY News 2:

5 Ways To Improve Your Credit Score continues on 5 Ways To Improve Your Credit Score – WFMY News 2

… Read the full article
.


Related News:

Give Yourself Some Credit: How to Boost Your Credit Score
News from DailyFinance:

Getty Images If you watch a lot of TV, it may seem like Americans are obsessed with their credit scores. Remember the ubiquitous freecreditreport.com ads? “F-R-E-E. that spells free.” Go ahead, watch them all, we’ll wait.

Sure, if you’ve applied for a car loan or mortgage lately, chances are you know roughly what your credit score is.

But what if you haven’t needed credit? That’s the situation my friend Chris finds himself in. He’s a 30-year-old professional who doesn’t own a car and, apart from some school loans, hasn’t needed to use credit. That’s admirable — no credit card means no credit card debt — but he knows good credit is essential to his future dreams of owning a home and starting his own business.

There’s a bit of mystery that sometimes surrounds credit scores, so I first had him find out his exact number. My favorite way to do this is through the free budget tracker Mint.com. Among its many…………… continues on DailyFinance

… Read the full article


Anthem members dating to ’04 offered free credit monitoring, ID repair

Anthem members dating to ’04 offered free credit monitoring, ID repair
News from The Denver Post:

A man walks past health insurer Anthem’s corporate headquarters in Indianapolis, Thursday, Feb. 5, 2015. (Michael Conroy, Associated Press)

Anthem Blue Cross and Blue Shield Colorado on Friday began offering free identity-protection services due to last week’s massive security breach.

It hired AllClear ID in Texas to provide free services, including identity-repair assistance, child-identity protection and credit monitoring. AllClear charges $ 15 a month for a similar service.

The company discovered the break-in Jan. 29 and now says the breach may have started in early December. It is working with the FBI and a cybersecurity firm.

Anthem reaffirmed Friday that there is “no evi…………… continues on The Denver Post

… Read the full article
.


Related News:


Anthem Offers Free Identity Theft Repair And Credit Monitoring After Breach

Anthem Offers Free Identity Theft Repair And Credit Monitoring After Breach
News from WJBF-TV:

Current and former Anthem members dating back to 2004 are being offered identity repair assistance and credit monitoring services via AnthemFacts.com starting at 2 p.m. ET on Friday, Feb. 13, 2015.

In addition, some members of other independent Blue Cross and Blue Shield plans who received healthcare services in any of the areas that Anthem serves over the last 10 years may be impacted. Anthem is providing identity protection services to all individuals that are impacted. For a listing of potentially impacted Anthem affiliated health plans and other Blue Cross and Blue Shield companies for which Anthem is providing this service, visit AnthemFacts.com to view a list. Anthem is a service provider to other group health plans and Blue Cross and Blue Shield plans across the country.

Affected members can start accessing these services prior to receiving a mailed notification from Anthem, which will be sent in the coming weeks. Members may access these services at any time during the 24 month coverage period.

The free identity protection services provided by Anthem include:

o Identity Theft Repair Assistance: Should a member experience fraud, an investigator will do the work to recover financial losses, restore the member’s credit, and ensure the member’s identity is returned to its proper condition. This assistance will cover any…………… continues on WJBF-TV

… Read the full article
.


Related News:


The industry that charges low-income Americans to fix credit errors they can …

The industry that charges low-income Americans to fix credit errors they can …
News from Washington Post:

Kimberly Cox had found a fast-growing and controversial industry that charges Americans to assist them with relatively basic financial repair. (Russ Scalf/For The Washington Post)
February 6

…………… continues on Washington Post

… Read the full article
.


Related News:

Easy, Free Ways To Clean Up Your Credit Record
News from CBS Local:

Related: Concerns Surround Twin Cities Credit Repair Company

MINNEAPOLIS (WCCO) – They are companies that claim to clean up your credit — for a price. But the growing industry of credit repair is surrounded by controversy.  WCCO-TV looked into one such business under fire for its business practices in Burnsville.

Complaints against United Credit Consultants have piled up for years. Some clients are suing, saying the company didn’t fix their credit scores. and some employees are saying they haven’t been paid.

United Credit Consultants’ CEO calls the complaints growing pains and says its service works.

If you’re one of the millions of people with a poor credit score, you might be wondering what power you have to improve it.

Darryl Dahlheimer is financial services program director at Lutheran Social Service of Minnesota.

“I always feel bad when people are paying for a service that shoul…………… continues on CBS Local

… Read the full article


Credit Repair Dallas Texas Credit Repair Credit Sweep-Live Results

Credit Repair Dallas and Live Results of Deletions, Dallas Texas, Mckinney Texas, Frisco Texas, Credit Sweep Texas Dallas Call Today-214-801-5331 Credit Repa…
Video Rating: 5 / 5

Concerns Surround Twin Cities Credit Repair Company

Concerns Surround Twin Cities Credit Repair Company
News from CBS Local:

MINNEAPOLIS (WCCO) – To buy your dream house or land a better job, you need a good credit score, but 20 percent of us don’t have one.  That’s where companies like United Credit Consultants offer to help.

For a price, the Burnsville business says it can improve your credit profile.

But complaints from former customers have piled up for years and some ex-employees aren’t happy either.

The reasons they seek help are usually very similar to Carey Vanier’s.

“I had student loans, credit card,”  he said. “I had some medical bills and something like that on there.”

The weekly radio show first caught Vanier’s attention. The professional website advertising a unique process to a better financial future got him in the door.

“It seemed legit,” Vanier said.

Vanier signed a $ 1,200 contract with United Credit Consultants.

“One year, $ 100 payment each month,” he said.

United Credit Consultants said it would help him improve his credit score by requesting credit reports and disputing inaccurate accounts on them.

But he said weeks would sometimes pass without hearing anything back.

“I didn’t know who was taking care of me, or who I was supposed to talk to,” Vanier said. “I stopped e-mailing, I stopped calling. I can tell you, the last couple times I went there, I just showed up.”

Vanier…………… continues on CBS Local

… Read the full article
.


Related News:

FTC Names Two New Defendants in Debt Relief and Credit Repair Scam
News from InsideARM:

Two new defendants have been named in a Federal Trade Commission case against a phony debt relief and credit repair scheme that allegedly deceived consumers about non-existent federal programs to pay off their bills and fix poor credit.

Advertisement

… Read the full article


Consumer Reports: Steps to rehab your credit score – Richmond.com

Consumer Reports: Steps to rehab your credit score – Richmond.com
News from Consumer Reports: Steps to rehab your credit score – Richmond.com:

Credit-scoring models are like snowflakes: There are a lot of them, and no two are exactly alike.

FICO alone sells 65 versions.

An online service is needed to view this article in its entirety. You need an online service to view this article in its entirety.

Have an online subscription?

Login Now

Need an online subscription?

… Read the full article
.


Related News:


Improve Your Credit Score with Credit Canada

There are a lot of myths and misunderstandings about credit reports. Our professionally certified credit counsellors will help you understand how credit repo…