Archive for December 31, 2014

Cranley makes major pension deal with Cincinnati’s unions

Cranley makes major pension deal with Cincinnati’s unions
News from Cincinnati Business Courier:

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Bruce Crippen

Cincinnati Mayor John Cranley struck a deal to fully fund the Cincinnati Retirement System over the next 30 years.

Chris Wetterich
Staff reporter- Cincinnati Business Courier
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The danger of maxing out your credit cards

The danger of maxing out your credit cards
News from USA TODAY:

Bob Sullivan, Credit.com 10:02 a.m. EST December 27, 2014

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Nonprofit offers free advice on how to rescue finances

Nonprofit offers free advice on how to rescue finances
News from Houston Chronicle:

Photo: Cody Duty, Staff

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After the thaw: Re-imagining Cuba in 2015

After the thaw: Re-imagining Cuba in 2015
News from Bradenton Herald:

With glasses raised, some Cubans have kept up the ritual toast “Next Year in Havana” as the clock strikes midnight on New Year’s Eve.

It has gone on for decades, ever since the 1959 Cuban Revolution brought Fidel Castro to power.

Now, for the first time in a long time, things may be quite different in their homeland in the coming year — just not in the way many expected. For some, it will hardly be a cause for celebration. They had envisioned a joyous, triumphant party as the dictator died, democracy returned to the island, and the U.S. and Cuba once again became friendly neighbors.

What changed everything, however, were the simultaneous announcements Dec. 17 in Washington and Havana that the U.S. and Cuba planned to renew diplomatic relations with Fidel’s brother, Raúl Castro, still in power — albeit making slow, methodical economic changes.

But here are what some of the changes could look like in 2015 as the process of rapprochement unfolds.

▪ A homeowner in Havana’s Playa neighborhood, just past the Almendares River, slaps a new coat of paint on his home and prepares to tile his patio. Both the paint and tiles have arrived on a commercial shipment from Miami.

Havana has been referred to as a city in need of a million gallons of paint and there are plenty of U.S. suppliers eager to sell Cuba paint.

Although the embargo…………… continues on Bradenton Herald

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Quality Credit Repair Now Offering Free Credit Consultations

Quality Credit Repair Now Offering Free Credit Consultations
News from Digital Journal:

Philadelphia, PA — (ReleaseWire) — 12/24/2014 — Whether looking to purchase a car or take out a mortgage, credit plays a major factor in everyone’s life. Since a credit score is the backbone to one’s financial capabilities, individuals strive to better their rating. Unfortunately, with all of the factors that go into determining the score, the numbers are often miscalculated. Helping clients regain their financial stability, Quality Credit Repair is now offering free credit consultations.

Those who sign up to meet with one of the company’s consultants will receive a comprehensive review of their credit score and advice on how they can improve their score. After the meeting, there is no obligation to continue the services from Quality Credit Repair. During the consultation, clients will receive information on their score, ranging from what is hurting them to what they can do to fix the issues.

After speaking with the trained consultants, individuals have the option to sign up for six months of the company’s service for a one-time price of $ 50. Unlike other agencies, clientele can also pay an upfront fee to retain Quality Credit Repair’s services for 90 days…………… continues on Digital Journal

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Predicted pilot shortage would hurt regional airlines most
News from Grand Forks Herald:

FARGO – The adage “What goes up must come down,” is coming home to roost for commercial aviation.

For decades, the industry’s consistent story was one of large numbers of pilots competing for very few open jobs.

Today, airlines – particularly regional carriers – are having trouble filling cockpits with qualified pilots and the problem only promises to get worse, according to William Swelbar, a Washington-based consultant and a research engineer at MIT’s International Center for Air Transportation.

“By 2017, it (the pilot shortage) will be a crisis and very difficult to repair,” said Swelbar, who is also executive director of the Regional Air Service Alliance, a coalition of airports, state aviation departments and other groups that have an interest in the future of small community air service.

Swelbar said there is scant data right now to back up his contention that a major pilot shortage is imminent, but he said signs of trouble are starting to show.

“There’s a lot of anecdotal evidence that sugge…………… continues on Grand Forks Herald

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Transunion results in 2 days and Equifax results in 9 months … for more info on #gizzycredit please go to www.gizzycredit.com 973-440-8661.
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6 ways to build credit without a credit card

6 ways to build credit without a credit card
News from Pittsburgh Post Gazette:

Whether you’re new to using credit or have made a few dire credit mistakes in the past and need to rebuild, growing a robust and positive credit historycan dictate the interest rates you’re offered when financing a big-ticket purchase, like a car or home, or whether you can obtain a loan at all.

Generally, shoppers turn to conventional credit cards to build and demonstrate creditworthiness, but if you don’t have a strong credit history, some creditors are unwilling to risk granting you a line of credit. This catch-22 makes it difficult for someone with good intentions to improve his credit score.

Learning how to build credit isn’t a talent reserved for a lucky few, you just have to take deliberate action to positively change your credit score. Here are six helpful tips from credit professionals and real people who’ve had success building good credit.

Related: Here’s How to Get the Highest Credit Score Possible

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Fatal ship fire alters historic world cruise

Fatal ship fire alters historic world cruise
News from USA TODAY:

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As dust clears, what’s next for Sony?

As dust clears, what’s next for Sony?
News from Columbus Ledger-Enquirer:

FILE – In this Dec. 11, 2014 file photo, actor Seth Rogen, right, and director Evan Goldberg attend the premiere of the feature film “The Interview” in Los Angeles. As the dust clears in the Sony hacking attack that has been delivering more dramatic plotlines than any fictional movie, Sony and others involved are trying to move forward and tackle the next steps in minimizing the mess. INVISION — Photo by Dan Steinberg

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Jolie’s ‘Unbroken’ in need of serious repair
News from OCRegister:

‘Unbroken’

Starring: Jack O’Connell, Takamasa Ishihara, Garrett Hedlund, Domhnall Gleeson

Directed by: Angelina Jolie

Rated: PG-13 for war violence including intense sequences of brutality, and for brief language

Running time: 2 hours, 17 minutes

Playing: Opens Wednesday night in wide release

The quick hit

Angelina Jolie turns this fascinating story of a World War II hero who survived weeks stranded at sea followed by torture in a Japanese prison camp into a dull, perfunctory and truncated film.

Grade: C

Whatever else Angelina Jolie has been doing in her busy personal, professional and activist life, we can be sure she wasn’t spending it watching World War II prisoner-of-war movies.

“Unbroken,” her film of Laura “Seabiscuit” Hillenbrand’s book about ex-Olympian Louis Zamperini’s true-life survivor story, stumbles into most every movie of the genre in ways that suggest she hasn’t figured out how these things work. Suspense and pathos evade her as she turns an admittedly unwieldy biogra…………… continues on OCRegister

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You can start a credit repair business and begin making a great income. This is a great business opportunity, and you can feel good that you are truly helpin…

Getting Started: Your credit rating and how to improve it

Getting Started: Your credit rating and how to improve it
News from OCRegister:

Getting Started: Your credit rating and how to improve it

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Credit reports are maintained by each of the three major credit agencies, Experian, TransUnion and Equifax, and you can get a free copy of your credit report each year. It’s important to keep tabs on your credit reports to ensure there aren’t any mistakes or misunderstandings.

Your credit score is a number that helps lenders assess how well you’…………… continues on OCRegister

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Suze Orman - How To Improve Your FICO Score

Suze Orman explains how to improve your FICO scores Visit http://onpersonalfinance.com for more information.
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WMC Investigates: CreditDocs901.com

WMC Investigates: CreditDocs901.com
News from WMC Action News 5:

MEMPHIS, TN (WMC) –

A Memphis woman with a history of theft charges is behind a website offering credit repair services and “customized” paycheck stubs.

WMC Action News 5 confirmed through web and phone records that 25-year-old Kenya Toles-Scullark of Raleigh runs CreditDocs901.com. Signs for the site have appeared at intersections all over Hickory Hill and other parts of Southeast Memphis. The site offers what amounts to credit “repair” services.

“It does sound very much like fraud to me,” said Faye Carson, financial expert and credit counselor for ClearPoint Credit Counseling Solutions. Carson examined the site for our investigation.

She was particularly concerned about its guarantee to “…clear (consumers’ credit reports) of negative history.”

“There’s no way that you can clear a person’s credit report of negative credit information,” Carson said. “Only you can correct your own negative credit by paying your bills. Any inaccurate information on your credit report, you have to go through the credit bureaus to…………… continues on WMC Action News 5

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