Archive for June 29, 2014

What’s the Fastest Way to Boost My Credit?

What’s the Fastest Way to Boost My Credit?
News from Fox Business:

Dear Debt Adviser, I make pretty good money, but my credit score is low. What’s the fastest way to raise my score? I’ve looked for help through credit repair places, but I haven’t decided whether they’re right for me. I have paid off two credit cards and one jewelry account in the past 14 days. Can you help?

Thanks — Mark

Dear Mark, Yes, I can help. It’s good that you’re thinking carefully about using a credit repair service. In many cases, you’re paying a company to do things that you can do yourself. Plus, many of these companies are disreputable. They’ll take your money, further damage your credit and then disappear. You can fix credit yourself with some patience and a little guidance.

Here’s some background to help demystify the process. Your credit score uses historical data from your credit report to predict your future risk of default. The information on your credit report is usually an accurate reflection of your financial life. And finally, your financial life is a subset of the rest of your life. So if you’re having tough times, more than likely it will show up in your financial life, credit report and then credit score.

You have a low score, so I’m going to guess you have some charged-off, unpaid and/or seriously delinquent accounts on your credit report. The damage to your credit score has already…………… continues on Fox Business

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Credit Repair Company Agrees to Pay $ 400000 Civil Penalty and Halt Illegal …
News from eNews Park Forest:

  • 19 Jun 2014 10:20
  • Written by Press Release
  • Category: Federal and International

Washington, DC—(ENEWSPF)—June 18, 2014. The Justice Department’s Civil Division announced today that RMCN Credit Services Inc. (RMCN), of McKinney, Texas, and the Texas residents who own it, Doug and Julie Parker, have agreed to settle a f…………… continues on eNews Park Forest

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Credit-Aid Software is the fastest way to repair your credit. It’s guaranteed to improve your credit score or your money back. It’s written by attorneys to u…

How to Improve a Credit Score: 4 Quick Tips

How to Improve a Credit Score: 4 Quick Tips
News from DailyFinance:

In the world of personal finance, there are few things worse than a poor credit score. A subpar score can end up costing you tons of money in interest throughout your lifetime, assuming you’re able to qualify for financing at all. Take these steps to improve a credit score.

1. Check your credit reports for accuracy
Your credit score is based solely on the information reported in your credit report. If the information in your report is inaccurate, your credit score will be, too. That makes it important for you to check all three of your credit reports for errors. If you find inaccuracies, be sure to dispute the items directly with the credit reporting agencies to have them corrected. Under the Fair Credit Reporting Act, you’re entitled to one free credit report from each of the three credit reporting agencies once every 12 months. At annualcreditreport.com you can request your report from Equifax…………… continues on DailyFinance

… Read the full article
.


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Kreditech Raises $ 40M To Improve Credit Rating
News from PYMNTS.com:

Kreditech is a German-based enterprise service that brings micro-loans to customers based on social and commerce data instead of traditional credit rating tools. It has just closed out a $ 40 M funding round, the largest of it’s kind for a German financial services tech firm, reports TechCrunch. It was also one of Germany’s largest funding rounds this year.

The services real-time credit scoring allows for a quick score that can in turn be sold to retailers. The credit scoring process performs identification, fraud monitoring and a host of other services.

This round of funding was lead by Värde Partners, a private equity fund. They were joined Blumberg Capital and Point Nine Capital.

Kreditech has indicated it will use this latest infusion of venture dollars to and expand into new markets. It currently claimed 1.5 million loans processed in 20 months.

The service operates Poland, Spain, Czech Republic, Russia and Mexico it recently also launched in Australia and Peru. Launches in the Dominican Republic, Romania, and Brazil are planned for the future.

Earlier this year the company secured $ 15 million in debt financing from Kreos Capital.

“…………… continues on PYMNTS.com

… Read the full article


3 Mistakes Debtors Make That Dig Them In Deeper

3 Mistakes Debtors Make That Dig Them In Deeper
News from ABC News:

I recently received a press release from the Federal Trade Commission—the nation’s consumer watchdog— that made my blood boil. It was about how the FTC cracked down on a credit repair company it says was charging consumers $ 2,000 up front before providing any sort of service to them.

It’s illegal for credit repair or debt settlement companies to charge consumers in advance, but it’s still happening. And paying these creeps when you’re already struggling financially is just one of the money blunders debtors make. Here are the top 3:

•Paying in advance for credit repair or debt settlement help. The Feds and the states have brought numerous lawsuits against companies that charged for debt help up front—then never did any work for the money. That’s right. They did nothing. Nada. Diddly squat. And it makes sense, because they already had the money and didn’t stand to make any more by actually helping people. That’s why there are rules in place barring these companies from charging before they do any work. Apparently, some unscrupulo…………… continues on ABC News

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Related News:

Credit Umbrella is Offering TurboDispute Credit Repair Business Software at …
News from IT Business Net:

More Related Stories

 

June 20, 2014 —

Glendale, California (PRWEB) June 20, 2014

Based in Glendale, California, Credit Umbrella has strongly established itself as a reliable source for people who wish to deal with their credit history and credit score related woes with ease and confidence. The company designs, creates and offers highly useful and effective credit repair software (both online and offline), which help businesses and individuals adjust their credit score and make their credit history acceptable. Just recently, the company has announced to offer TurboDispute Online software for an asking price of $ 59.99 only. Earlier, the company was selling this product for $ 149.99, which further means that clients can now enjoy savings worth $ 90 on their purchase.

Speaking about the companys decision to sell this innovative software at slashed prices, a senior company executive told us, We, at Credit Umbrella, believe in offering best services to our existing and prospective clients who keep coming back to us for quality solutions for their credit history and cr…………… continues on IT Business Net

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Secrets to Credit Repair, Credit Building, & Credit Management
Secrets to Credit Repair, Credit Building, & Credit Management

Secrets to Credit Repair, Credit Building, and Credit Management DVD is loaded with visual instructions, tips, and techniques to first educate you on the art of Do-It-Yourself credit repair and then the technique of actually repairing your credit. It is one of a collection of easy to use credit repair tools available at www.ExcellentBAMMcredit.com such as the credit repair kit which is also a must have for someone serious about getting perfect credit. The DVD is very user-friendly and gives you

List Price: $ 29.95

Price: $ 29.95

How Talking about Credit Scores Can Improve Your Marriage

How Talking about Credit Scores Can Improve Your Marriage
News from TIME:

How Talking about Credit Scores Can Improve Your Marriage – Money.com

… Read the full article
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How to Improve a Credit Score: 4 Quick Tips
News from Motley Fool:

In the world of personal finance, there are few things worse than a poor credit score. A subpar score can end up costing you tons of money in interest throughout your lifetime, assuming you’re able to qualify for financing at all. Take these steps to improve a credit score.

1. Check your credit reports for accuracy
Your credit score is based solely on the information reported in your credit report. If the information in your report is inaccurate, your credit score will be, too. That makes it important for you to check all three of your credit reports for errors. If you find inaccuracies, be sure to dispute the items directly with the credit reporting agencies to have them corrected. Under the Fair Credit Reporting Act, you’re entitled to one free credit report from each of the three credit reporting agencies once every 12 months. At annualcreditreport.com you can request your report from Equifax, Experian, and TransUnion.

… Read the full article


http://www.BestHomeBuysinBC.com 10 Critically Important Tips for improving your credit score by up to 100 points and lowering your monthly mortgage payments …
Video Rating: 5 / 5

Credit repair company slammed with $2.35 million judgment – Lexology (registration)

Credit repair company slammed with $ 2.35 million judgment – Lexology (registration)
News from Credit repair company slammed with $ 2.35 million judgment – Lexology (registration):