The Best 3 Student Credit Cards
News from Huffington Post:
If a credit score is a GPA for your financial responsibility, then credit cards are those easy intro classes that can help you boost the average. If you use credit cards throughout college and gradually build a sound credit history, you’re going to enter the dreaded “real world” with some significant financial advantages.
Simply put, a good credit score will save you money and vouch for your financial responsibility. It will help you get low interest rates on mortgages, car loans and even a line of credit for a new business. When you submit an application to rent your first apartment, a good credit score will help you get approved. And when you submit job applications, many employers will take your credit score into consideration. Grades stop mattering a few years after college, but your credit history follows you for the rest of your life.
To boost your credit score with credit cards, you just need the right mindset — and the right card.
If you live within your means, pay your balances in full, and pay on time, you won’t accumulate long-term debt and you will improve your credit score. Most credit card providers now let you automate payments onl…………… continues on Huffington Post
How to check your credit score
News from Digital Trends:
Credit scores can be a scary thing.
In a nutshell, they’re a specific number credit bureaus assign to you, one that quickly encapsulates your entire credit history and assesses your financial credibility as an individual. Although they’re merely comprised of a three-digit number between 300 and 850, they directly influence some of the most important financial facets of your life, from the mortgage rates on your home to the potential loans available to you as a student or a first-time car buyer. If that wasn’t enough, bad credit scores also make it tougher to start a small business, obtain insurance, and even obtain a job in some situations — an issue that has only become more pervasive since the economic collapse of ’08 and a general tightening of credit standards by regional banks.
Like most scores, you credit score is a culmination of multiple components (in this case five). The first and largest portion of your scores relies on your payment history — whether you’ve paid your bills on time or neglected them — but it’s quickly followed by the amount of money you owe…………… continues on Digital Trends
How to Improve Your Credit Score: What Everyone Needs to Know
Most of the information contained in this text has come from experience, i.e. blood, sweat, tears, trials and errors. What started off as a necessity from my own circumstances, turned into a lifetime quest to help others obtain financial intelligence in regards to their credit. There seems to be a lack of good information when it comes to your financial and credit well-being. It is my intent to provide you with good information that you will be able to apply to your own situation and betterment.
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