Flickr / keso

A recent post on Quora set our tongues wagging over whether timing your credit card payments will really improve your score.

“Is it better to pre-pay some/all of one’s credit card balance, or should one wait for the monthly statement before paying it in full?” the reader asked. 

Here’s our response: 

It’s a simple question with a complicated answer, said Bethy Hardeman, expert with CreditKarma. First, “you’ve got to know the date that your statement is generated is not necessarily the date that your credit card company reports your balances to the credit bureau.” You should also do these two things to get a better idea of where you stand: 

1. Ask your credit card company when your balance is being reported, which they may or may not be willing to disclose. “It’s still wor…………… continues on Business Insider